Business Owners, Operators, and Entrepreneurs
Business Owners, Operators, and Entrepreneurs impact communities. They are the spark plugs in the engine that is our economy. Our capital resources are fuel and our advisory services are the pit crew.
Access to Capital
Because Three Roots raises most of our capital from partner banks, we have strong relationships with several banks, understanding their credit profiles and industry preferences, etc. We also have resources and connections in the area of equity investing. Business owners, operators and entrepreneurs benefit from the “one stop” access to multiple sources of capital. Watch the video below to see how Three Roots helped one business owner make it through a tough period.
Advisory services in preparing to raise capital
Many of our business owners/operators are very experienced. Some are less experienced and benefit greatly from advice and connections provided by Three Roots. We provide a broad range of advisory service from understand and preparing for credit underwriting, to structuring or evaluating proposed terms in an equity investment offering. Additionally, as discussed below, some of the tax benefits available involve processes unique to those programs, and Three Roots’ expertise and connections enable a business owner/operator to leverage programs new to them.
Syndication capabilities for projects with large capital requirements
Three Roots focuses on impacting communities through job creation, placemaking facilities and community facilities. Often these projects are large and can be more difficult to finance, as they are larger than many single banks are willing to invest in an individual project. This is where Three Roots’ ability to syndicate the project among two or more banks provides our business owners/operators with more choices in financing to fund their projects.
Access to State & Federal Tax Incentive Programs
As previously stated, Three Roots Capital is a certified CDFI (Community Development Financial Institution) as well as a CDE (Community Development Entity). These certifications enable Three Roots to bring various state and federal tax benefits to our development partners, projects, and communities. Some of the tax programs can be quite complex, which is part of the value Three Roots brings to our partners, as we have invested in the resources necessary to effectively leverage these programs. With Three Roots Capital our business owners/operators don’t just get a “qualifying opportunity/incentive”, they get a qualified and capable partner to successfully execute on projects that can be complex while having great impact on a community.
Entrepreneurial Training & Support
Three Roots staff have been part of the regional entrepreneurial community for nearly twenty years. Training, advising, investing in, and helping entrepreneurs start and grow companies is a large part of our experience and DNA. As Three Roots Capital, our primary role focuses on access to capital. We have held educational sessions around general access to capital in our Rise And Grind sessions, as well as a specific series of sessions and videos on “Financing My Business”. To access this content, use the “Education” tab on the top tool bar or choose one of the links below.
• “Financing My Business” – A video series covering four areas associated with the capitalization and operational financing of a business.
• “New Markets Tax Credit” – An overview of a specific federal tax credit program used in large projects in low-income, severely distressed communities.
• “3Roots Rise & Grind” – Three Roots “Rise & Grind” is a series of spirited conversations with business leaders from startups and technology companies to experienced finance professionals.
Contact Us
If you are a business owner/operator or entrepreneur interested in exploring how Three Roots Capital might help you, please reach out to us by contacting:
Dennis Corley
Business Development and
Community Relationships Manager
(865) 220-1713