Financial needs change as a business or project matures. Three Roots is aggregating multiple sources and types of capital into a broad continuum of financial tools to satisfy a variety of evolving financial needs.
Watch the video below to better understand this strategy.
Commercial loans are focused on impacting communities by creating jobs, delivering commercial goods & services, affordable housing, and supporting community facilities.
Click here for a PDF of our “Lending Overview & Referral Guide”
Some companies aren’t ready for a loan or are otherwise a candidate for an equity investment. The Three Roots team has decades of experience with community development venture capital and private equity, as well as multiple pools of capital from which equity investments can be made.
The Three Roots Impact Fund: a dedicated source of investment capital targeted for earlier stage, “non-bank type” financing such as:
Three Roots Capital has partnered with Innova Memphis and Meritus Capital Management to create an evergreen, seed stage capital fund. Click here to visit the website of the TennesSeed Fund.
The New Markets Tax Credit (NMTC) program was designed to increase “access to capital” for businesses and real estate projects in low-income communities. This “equity like” tax credit investment “closes the gap” on fiscally challenging projects that might not otherwise happen. NMTC projects share the following attributes and goals:
Three Root’s philosophy is that access to capital requires a continuum and partnership approach, and community engagement is a core part of our mission and strategic goals. Part of our community development services include:
We also involve ourselves in longer term engagements with
Three Roots offers client companies guidance and support to help develop strategies, raise capital, and negotiate the inflection points of a company’s growth.